Disability Insurance
Unum Insurance
We partner with Unum Insurance to help protect you and your family when life takes an unexpected turn. Unum is committed to supporting you and your family with benefits that fit every stage of life.
Our group policy number is 919039.
To learn more, visit , or call their customer service line at 1-866-679-3054.
Short-Term Disability Insurance
To ensure your income will continue if you are unable to work due to a disability that extends for more than 14 consecutive days or accrued paid time off, whichever is later, 皇家华人 Fox provides free short-term disability coverage.
Benefits are payable for a non-occupational injury or illness that keeps you from performing the normal duties of your job. The benefit amount is 60% of basic earnings up to $1,500 per week, with a benefit duration of 24 weeks.
Long-Term Disability Insurance
Long-term disability insurance helps replace a portion of your income if you are disabled for an extended period of time. Eligibility for long-term benefits are generally defined as:
- Due to sickness or accidental injury which you are receiving appropriate care and treatment
- You are complying with your treatment requirements and unable to earn more than 80% of your pre-disability earnings.
Benefits start after 180 days, with the benefit amount set at 60% of pre-disability monthly earnings, with a maximum benefit of $7,500 per month. The benefit duration is the later of your SSNRA or the maximum benefit period. SSNRA refers to the Social Security Normal Retirement Age in effect under the Social Security Act on the policy effective date.